why is gray always off with his baju and erza in her armor?

Gray has the habit of taking off his clothes(sometimes even without him noticing) because he was taught sejak the Ice-Make Wizard named Ur, Gray, Ur and Lyon trained in the cold with their shirts off so that ended up being a habit.



Erza always wears her armour because she wants to meterai her hati, tengah-tengah to close her feelings also so she won't get tricked sejak her feelings, she feels comfortable in her armour

It's Gray's habit and erza-she has a weakness and she's covering it..

Gray's and Leon's Master Ur taught him that "technique" and Leon only does the "technique" when Gray is around. Erza however is protect herself also because of Jellal and the Tower of Heaven